Carte Risk Management Inc.Mortgage Insurance is ideal for many potential homeowners as it is required in Canada for any down payments that are between 5% and 19.99%. This insurance is popular due to the fact that it protects the lender should a borrower cease to make payments or default on the loan. This insurance is very helpful for potential homeowners as it allows them to have a better chance at the real estate market because without this type of insurance being available mortgage rates would be higher as the chances of defaulting on a loan would greatly increase. This insurance allows the lenders to offer lower rates since they have protection as the risk of a defaulted loan is passed onto the mortgage insurer.
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